Working With Insurance After Water Damage
When your Eagle home suffers from water damage, your first concern is your family’s safety. Your second question is, “Will my homeowners policy pay for this cleanup?” It’s not always easy to figure out when water damage is or isn’t covered by your policy because the distinctions are so fine. Review your policy with your insurance agent and work with a water damage restoration team that is very familiar with the industry, like Red Truck. When Does Homeowner’s Insurance Cover Water Damage? Many factors contribute, but in general, homeowners insurance may help cover damage caused by leaking plumbing if the leak is sudden and accidental. This means the water damage must be the result of one of the 16 perils covered by homeowner’s insurance, such as sudden and accidental tearing, cracking, burning, or bulging of a steam, heating, AC, or automatic fire protection system. When You’re Covered by Your Policy: Rain or snow storm Plumbing: Burst pipes, frozen plumbing, faulty...